So you are a young driver, or perhaps the parent of a teen driver. Fortunately, you’ve already figured out the time or money aspects of carpooling or purchasing an additional vehicle for the new driver in your household. However, now you are worried about the hundreds of dollars you will have to spend on additional insurance coverage.
The bad news is that insurance companies automatically expect the worst from young drivers. Considering them higher risks, despite how trustworthy the actual driver is, means more money out of pocket. Don’t worry, there is also good news. Finding cheap car insurance for young drivers is not impossible; You just have to know where to look!
Buying the most affordable auto insurance available isn’t just smart, it’s necessary. In these tough economic times, keep in mind that insurance companies are also trying to cut costs and increase revenue. Local agents have discontinued the special offers and discounts they once used to win over customers, but you can still get competitive rates if you know where to look. My first recommendation is to eliminate local agents who are very commission oriented. You can find much better deals online, without ever leaving your home.
There are various websites available that make shopping for the best car insurance rates much simpler and less time consuming. In fact, many of these sites offer side-by-side quotes for easy comparisons. The last time I searched for quotes, I was able to get the different rates from at least ten companies serving my state. Each of these quotes reflected my state’s requirements along with my vehicle information, driving history, and credit history. I was able to find all of this information on just one comparison site, and it really made the experience as painless as possible.
If you’re looking for cheaper auto insurance, I recommend starting online. Do some comparison shopping and find the best deal. If you then want to call a local agent to compare, I’m willing to surprise you at how much you can save by shopping online.