When an employee is injured while working, they have the option of accepting workers’ compensation benefits through their job. These benefits are intended to help cover the cost of damages and losses incurred as a result of the accident. This can include lost wages, hospital bills, medical expenses, extended therapy, and more. If you’ve recently been injured on the job, it’s in your best interest to learn what you can about workplace accidents and injury claims so you can make the right decisions regarding your physical and financial recovery.
If you weren’t injured on the job, it’s wise to learn these tips so you’ll be prepared if it ever happens to you or someone you love. Read on to learn what you should and shouldn’t do if you’re injured on the job and consider workers’ compensation.
this is what you SHOULD NOT Do:
Do not hide your injury or fail to report it.
Do not refuse medical attention. This can be harmful to you both physically and in terms of filing a claim.
Do not let the company case manager into your hospital exam room while you are with the doctor if you do not want them there.
Don’t let the workers’ compensation insurance company take too long to approve or deny your injury claim. There are state laws that dictate when they must respond. Usually within 30 days of the official filing of the claim.
Don’t believe your employer if it tells you there is a “minimum period” of employment you must maintain in order to receive workers’ compensation benefits. You are entitled to benefits immediately, regardless of the length of your employment.
Don’t miss or reschedule any appointments made by your employer’s workers’ compensation insurance carrier. Missing too many appointments may revoke your right to certain benefits.
When you return to work, don’t let your employer place you in a line of work that violates your work restrictions.
this is what you SHOULD Do:
Report your injury right away, whether or not you think you need medical attention.
Demand that a written accident report be made on the spot and be sure to get a copy for yourself.
Immediately seek or accept medical attention.
Keep all paperwork and documentation of your accident, injuries, and medical care. Keep a record of all restrictions and written instructions given to you by your doctor.
If your employer makes any connection or threat regarding your claim, contact the Department of Labor immediately and report the harassment.
If you are not satisfied with your medical treatment or diagnosis, ask for a second opinion.
If you are denied certain benefits due to a “pre-existing condition,” be sure to protest with the help of a licensed personal injury attorney.