It may seem like a smart idea at the time, but driving without car insurance is one of the stupidest ideas a person can have.
If you own a car, don’t take it off the drive without taking out auto insurance. You may be lucky and have years of accident-free driving, but you may not!
Auto insurance isn’t meant to be something you make use of on a regular basis. Like most insurance, the hope is that you never need to make a claim, but if something goes wrong and you are involved in an accident, you will surely regret trying to cut corners and save some money by not having auto insurance.
If you haven’t purchased car insurance and are wondering whether or not you should get a car insurance quote, take a look at ten good reasons why you should never drive without car insurance again:
1. If you’re in an accident at your fault and you don’t have auto insurance, you could leave a vulnerable victim without the care they need to recover from what is probably the worst ordeal of their life.
2. If you are hit by an uninsured driver and you do not have car insurance yourself, your medical care will not be covered by any form of personal liability insurance that would have been part of your car insurance package. Have you taken a look at the cost of health care recently?
3. If you drive without car insurance, you are driving illegally.
4. If you don’t have car insurance, you can leave it by concentrating on who is following you or who you are passing instead of concentrating on the road. Great risk of accident.
5. Your inability to finance the one-time cost of replacing your car if it was stolen or written off could leave you without transportation for a considerable period of time.
6. Driving without car insurance and getting caught could lose your license.
7. If you are considered high risk, it could significantly increase your car insurance premiums. Getting caught driving without insurance is likely to push you into the high-risk category with most auto insurance providers.
8. An unexplained break in your car insurance could affect your no-claims discount, leaving you with higher car insurance premiums in the future.
9. If you go a period of time without car insurance, you’ll probably have to lie the next time you apply for car insurance. Proven counterfeits could result in your auto insurance provider revoking insurance coverage and not settling a claim.
10. Driving without car insurance could leave you personally liable for significant third-party claims in the event of an accident!
If you’re still tempted to drive without car insurance, try to imagine how you’d feel if you hit a child. Then imagine how much worse you would feel if you left that child without the money to fund their health care or any form of financial compensation for the devastating impact an accident could have on their life.
Never drive without car insurance!